Non ChexSystems Banks & Credit Unions in Delaware

Non-ChexSystems Bank Account at BBVA Compass is Available in Delaware!

Listed in ChexSystems or have bad credit? BBVA Compass approves customers in ChexSystems for their ClearChoice Money Market bank account.


Account Benefits
Not a ChexSystems Bank

Unlike most other banks and credit unions, BBVA does not run ChexSystems for customer verification.

Easy, Convenient Online Banking

Keep an eye on your accounts, transfer money and pay your bills with free online banking.

Pay Your Bills On Time the Easy Way

Never miss another bill payment again. With free bill pay online, you can schedule one-time or recurring payments to individuals or businesses.

Free ATMs

No ATM transaction fee for withdrawals and deposits at BBVA ATMs.

 

Right now, a guaranteed bank account at BBVA is the only trusted option for customers listed in ChexSystems or looking for a second chance bank account. With a high approval rate and excellent features and conditions, this is a fantastic opportunity to rebuild your credit.

Local Banking Options

Following is the web’s most comprehensive list of banks and credit unions in Delaware which do not use ChexSystems and which may approve you for a bank account.

Please note that any unsuccessful attempt to open an account may have a negative impact on your credit history and score.

To avoid this, please check if our proven, guaranteed approval solution is available in your area (listed above).

This list also contains email responses from banks as well as applicants’ personal experiences and comments. This page is updated regularly, so please consider adding it to your bookmarks.

Name of Bank Fort Sill National Bank
Form of VerificationCredit report and ID
Special Notes

You DO NOT have to be military to get an account.

FSNB is now open to anyone regardless of being in their location. Take advantage of this while you can. It may not last. ** FSNB now uses a credit report and many people have been turned down due to credit issues ** They do not use ChexSystems or TeleCheck …most people are still being approved.

FSNB charges $1 fee for not using one of their ATM's, plus any 'foreign' ATMs.

You have to call them and ask for new accounts, telling them that you wish to open a new checking account ..an application will be mailed out to you.

Types of Accounts OfferedPersonal checking and savings
Locations

Dover Air Force Base
Bldg. 267, Tuskegee Drive
DAFB, DE 19902

If you live locally you will still need to have the application mailed to you unless you know someone that can get you on the base.

Name of Bank Del-One Federal Credit Union
Form of VerificationChexSystems
Special Notes

Report can not show fraud and MUST be paid.

Membership Information

Town of Georgetown: people who live/work/worship/attend school within city limits; businesses and other legal entities.

City of Milford: people who live/work/worship/attend school within city limits; businesses and other legal entities.

City of Newark: people who live/work/worship/attend school within city limits; business and other legal entities.

City of Wilmington: people who live/work/worship/attend school within city limits; businesses and other legal entities.

West Dover area: people who live/work/worship/attend school within city limits; businesses and other legal entities.

Email from Bank

When you pay an outstanding item, that institution will normally update ChexSystems, so that you are no longer reported there. If it is still showing on ChexSystems when we pull it for your new account, we would require proof that you have paid them in full (preferably a letter from that institution on their letterhead signed by one of their representatives). Please keep in mind that you will need to be eligible for membership with Del-One to open any type of account(s) with us.

Types of Accounts OfferedPersonal checking and savings
Locations

Wilmington, New Castle, Dover, Milford, Georgetown.

Name of Bank DEXSTA Federal Credit Union
Form of VerificationChexSystems
Special Notes

Report should not show fraud.

Membership Information

Anyone who lives, works, worships or attends school in New Castle County, Delaware.

Email from Bank

Any report to ChexSystems must be cleared for 12 months.

Either the Paid In Full comment with the date, on the ChexSystems report; or the applicant must supply proof from the reporting financial institution.

Diane /MSR

Types of Accounts OfferedPersonal checking and savings
Locations

Wilmington and more than 1,000 surcharge-free credit union ATM locations. The CU network offers members no surcharging at ATMs in over 20 states.

Name of Bank Delaware First Federal Credit Union
Form of VerificationChexSystems
Special Notes

Report should be paid and not show fraud.

Membership Information

Those who live, work, worship or attend school in New Castle County, Delaware.

Email from Bank

Yes you may - we just need you to bring in some thing that states the account has been paid.

Types of Accounts OfferedPersonal checking and savings accounts
Locations

Wilmington Branch
1815 Newport Gap Pike
Wilmington, DE 19808-6241

Middletown Branch
98 Sandhill Drive
Middletown, DE 19709-5853

Name of Bank Seaford Federal Credit Union
Form of VerificationChexSystems
Membership Information

SFCU can serve anyone who lives, works, worships or goes to school in Sussex County, Delaware including the City of Milford.

Email from Bank

To become a member you must work, live or worship in Sussex county. Their is a 5.00 membership fee and 5.00 to maintain account open. For a savings account their is no TeleCheck, ChexSystems or credit report . For a checking account we do ChexSystems, TeleCheck and credit report

If you have been reported to ChexSystems & have paid the balance owed it should not show up. If in fact it does show up we need a letter & receipt showing proof of payment from the institution. We also pull a credit report & you must have satisfactory credit to get approved for a checking account.

I will tell you many of our members do not qualify for a checking account so most of our members just have a savings with us. With our savings accounts we allow direct deposit & ACH withdrawals. Members also get 2 free cashier checks a day. If members have a clean ChexSystems record we allow them the option of having a ATM or Visa Debit linked to their savings account. Depending on unpaid closures on the ChexSystems report we at times restrict members to just having an ATM card or no card at all.

Locations

24488 Sussex Hwy., Unit 1,
Seaford, DE 19973 on Rt. 13 S (next to Burger King)

30650 Dupont Blvd.
Dagsboro, DE 19939 on Rt. 113 S (next to Carey Insurance)

Name of Bank First National Bank of Wyoming
Form of VerificationTransUnion credit report
Email from Bank

I called and they did verify that they only use a TransUnion credit report and they do NOT use ChexSystems at all.

Types of Accounts OfferedPersonal checking, savings and business accounts
Locations

Wyoming, Dover, West Dover, Harrington, Canterbury, Smyrna


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