Non ChexSystems Banks & Credit Unions in Hawaii

Non-ChexSystems Bank Account at BBVA Compass is Available in Hawaii!

Listed in ChexSystems or have bad credit? BBVA Compass approves customers in ChexSystems for their ClearChoice Money Market bank account.


Account Benefits
Not a ChexSystems Bank

Unlike most other banks and credit unions, BBVA does not run ChexSystems for customer verification.

Easy, Convenient Online Banking

Keep an eye on your accounts, transfer money and pay your bills with free online banking.

Pay Your Bills On Time the Easy Way

Never miss another bill payment again. With free bill pay online, you can schedule one-time or recurring payments to individuals or businesses.

Free ATMs

No ATM transaction fee for withdrawals and deposits at BBVA ATMs.

 

Right now, a guaranteed bank account at BBVA is the only trusted option for customers listed in ChexSystems or looking for a second chance bank account. With a high approval rate and excellent features and conditions, this is a fantastic opportunity to rebuild your credit.

Local Banking Options

Following is the web’s most comprehensive list of banks and credit unions in Hawaii which do not use ChexSystems and which may approve you for a bank account.

Please note that any unsuccessful attempt to open an account may have a negative impact on your credit history and score.

To avoid this, please check if our proven, guaranteed approval solution is available in your area (listed above).

This list also contains email responses from banks as well as applicants’ personal experiences and comments. This page is updated regularly, so please consider adding it to your bookmarks.

Name of Bank CU Hawaii Federal Credit Union
Form of VerificationTeleCheck
Membership Information

Person(s) living or working on the Island of Hawaii

Person(s) who regularly work, attend school, worship, perform volunteer services or participate in associations headquartered on the Island of Hawaii.

Person(s) participating in programs to alleviate poverty or distress which are located on the Island of Hawaii.

Incorporated and Unincorporated organizations on the Island of Hawaii or maintaining a facility located on the Island of Hawaii.

Any member of CU Hawaii may also enroll their immediate family (which includes spouse, parents and children), whether living in the same household or not.

Email from Bank

To become a member we would first have you open a Savings account. The savings is what establishes your membership with us. Upon opening a new checking account here at CU Hawaii, we run your Social Security Number through the TeleCheck system.

Types of Accounts OfferedPersonal checking and savings
Locations

50 E. Puainako St., Suite 112
Hilo Hawaii 96720

75-5781 Kuakini Highway
Kailua-Kona Hawaii 96740

16-710 Milo St.
Kea'au Hawaii 96749

15-2660 Pahoa Village Road
Pahoa Hawaii 96778

Name of Bank Hawaii Community Federal Credit Union
Form of VerificationUnicheck
Membership Information

Individuals who live, regularly work, worship, attend schools or perform volunteer services on the Island of Hawaii, State of Hawaii, and members of their immediate families or household and organizations of such persons.

Any business and other legal entities located on the Island of Hawaii.

Immediate family members of a natural person member or potential member may join the credit union even if they do not live, regularly work, worship, attend schools or perform volunteer services on the Island of Hawaii.

Email from Bank

We use Unicheck.

Types of Accounts OfferedPersonal checking, savings and business checking
Locations

73-5611 Olowalu St.,
Kailua-Kona, HI 96740

75-159 Hualalai Road
Kailua-Kona, HI 96740

54-396 Union Mill Road
Kapaau, HI 96755

45-690 Pakalana St., Suite A,
Honoka'a, HI 96727

Name of Bank Kauai Community Federal Union
Form of VerificationTeleCheck
Membership Information

Our field of membership includes any person who lives, works, worships, attend school on, or businesses and other legal entities located on the islands of Kauai and Niihau.

Email from Bank

Before a Regular Share (savings) account is opened at Kauai Community Federal Credit Union, we must verify your identity. The steps that are taken for this process can be found by clicking on the following link connecting you with our website:

If you decide to open a checking account, we normally use TeleCheck to verify any past checking account history.

Types of Accounts OfferedPersonal checking, savings and business accounts
Locations

Main Office: Lihue
4434 Hardy Street
Lihue, HI 96766

Kukui Grove Branch Office:
4405 Kukui Grove Street, Suite 101
Lihue, HI 96766

Waimea Branch Office:
9936 Kaumualii Hwy.
Waimea, HI 96796

Eleele Branch Office:
Eleele Shopping Center
Eleele, HI 96705

Kapaa Branch Office:
985 Kipuni Way
Kapaa, HI 96746

Name of Bank Hawaiian Tel Credit Union
Form of VerificationChexSystems
Special Notes

USE CHEXSYSTEMS BUT ANY MEMBER CAN OPEN A SAVINGS ACCOUNT.

Membership Information

Persons who live, work in, or go to school in and businesses and other legal entities located on the Island of Oahu, Hawaii.

Email from Bank

In order to open a checking account we verify you through Unicheck and ChexSystems. We do not verify through these systems if you are only opening a savings account. If you have any other questions, please give us a call back at 832-8700 and ask to speak with someone in the new accounts department.

Types of Accounts OfferedSavings only if reported
Name of Bank Pentagon Federal Credit Union
Form of VerificationCredit report
Special Notes

Anyone can open a savings account once they become a member but checking accounts are based on your credit report. They are known to be very picky about credit. Most are denied the checking account at this credit union and are only approved for the savings.

Membership Information

ANYONE can join this credit union.

Email from Bank

We will pull a copy of your credit report when you apply to open an account.

Types of Accounts OfferedPersonal checking and savings
Name of Bank HomeStreet Bank
Form of VerificationChexSystems
Special Notes

I called and talked to manager at the branch and they said yes they do sometimes open accounts for those reported to ChexSystems depending on the severity of the report.

Types of Accounts OfferedPersonal savings and checking
Locations

Honolulu


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