Non ChexSystems Banks & Credit Unions in Louisiana

Non-ChexSystems Bank Account at BBVA Compass is Available in Louisiana!

Listed in ChexSystems or have bad credit? BBVA Compass approves customers in ChexSystems for their ClearChoice Money Market bank account.


Account Benefits
Not a ChexSystems Bank

Unlike most other banks and credit unions, BBVA does not run ChexSystems for customer verification.

Easy, Convenient Online Banking

Keep an eye on your accounts, transfer money and pay your bills with free online banking.

Pay Your Bills On Time the Easy Way

Never miss another bill payment again. With free bill pay online, you can schedule one-time or recurring payments to individuals or businesses.

Free ATMs

No ATM transaction fee for withdrawals and deposits at BBVA ATMs.

 

Right now, a guaranteed bank account at BBVA is the only trusted option for customers listed in ChexSystems or looking for a second chance bank account. With a high approval rate and excellent features and conditions, this is a fantastic opportunity to rebuild your credit.

Local Banking Options

Following is the web’s most comprehensive list of banks and credit unions in Louisiana which do not use ChexSystems and which may approve you for a bank account.

Please note that any unsuccessful attempt to open an account may have a negative impact on your credit history and score.

To avoid this, please check if our proven, guaranteed approval solution is available in your area (listed above).

This list also contains email responses from banks as well as applicants’ personal experiences and comments. This page is updated regularly, so please consider adding it to your bookmarks.

Name of Bank La Capitol Federal Credit Union
Form of VerificationTeleCheck
Membership Information

If you live, work, worship or attend school in the City of Baton Rouge or in the Parishes of Allen, Grant, Lincoln, Natchitoches, Ouachita, Rapides, Terrebonne or Tangipahoa;

If you are a student of: University of Louisiana at Monroe (ULM), Louisiana Tech University, Northwestern State University (NSU), Southeastern Louisiana University (SLU), Delgado Community College, Nunez Community College, or Baton Rouge Community College (BRCC)

Email from Bank

Yes, we do use TeleCheck for approval when opening new accounts.

Types of Accounts OfferedPersonal checking and savings (paperless checking)
Locations

ALEXANDRIA
1930 Gus Kaplan Dr
Alexandria, LA 71301

BATON ROUGE
MAIN OFFICE
700 Main St
PO Box 3398
Baton Rouge, LA 70821-3398

7142 Florida Blvd
(across from Bon Carré)

HAMMOND
1000 North Oak St
Hammond, LA 70401-1830

HOUMA
6519 W. Main St
Houma, LA 70360-2296

MONROE
2600 Ferrand St
Monroe, LA 71201-3213

ULM Campus
University Commons II, Ste 2152
4031 Northeast Dr
Monroe, LA 71209

NATCHITOCHES
311 Keyser Ave
Natchitoches, LA 71457-5801

926 University Pkwy
Natchitoches, LA 71457

NEW ORLEANS AREA
3197 Richland Ave
Metairie, LA 70002-5515

OAKDALE
2040 Hwy 165 South
Oakdale, LA 71463-2588

PINEVILLE
820 Main St
Pineville, LA 71360-6406

RUSTON
975 Tech Dr
Ruston, LA 71270-0748

Name of Bank Teche Federal Bank
Form of VerificationID
Email from Bank

Thank you for contacting Teche Federal Bank! We have received your e-mail concerning verification on a checking and a savings account. Teche Federal Bank does not use any forms of verification prior to opening our customers accounts. We give everyone a second chance.

Types of Accounts OfferedPersonal checking, savings and business accounts
Locations

Franklin, Morgan City, Houma, Thibodaux, New Iberia, Lafayette, Opelousas, Baton Rouge.

Name of Bank Peoples State Bank
Form of VerificationTeleCheck
Email from Bank

We use TeleCheck.

Types of Accounts OfferedPersonal checking, savings and business accounts
Locations

Alexandria East, Alexandria West, Florien, Greenwood, Mansfield, Many, Natchitoches, Pleasant Hill, Robeline, Texarkana, Toledo Bend, Zwolle.

Name of Bank Neighbors Federal Credit Union
Form of VerificationSee email below
Membership Information

Anyone who lives, works, worships, or attends school in these nine Louisiana parishes: East Baton Rouge, West Baton Rouge, Ascension, Livingston, Iberville, Pointe Coupee, East Feliciana, West Feliciana, and Saint Helena.

Email from Bank

Our new accounts are verified by utilizing Equifax Decision Power, powered by TeleCheck.

Types of Accounts OfferedPersonal checking and savings
Locations

Perkins, Goodwood, Airline, Howell, Zachary & Denham Springs Offices.

Name of Bank The New Orleans Fireman’s Federal Credit Union
Form of VerificationTeleCheck
Membership Information

Anyone who lives, works, or attends school in St. James Parish, Tangipahoa Parish, Plaquemines Parish, and certain parts of the New Orleans East area.

Email from Bank

When opening new accounts, we use TeleCheck.

Types of Accounts OfferedPersonal checking and savings
Locations

4401 West Napoleon Avenue
Metairie, LA 70001

1512 Gause Boulevard
Slidell, LA 70458

5163 General DeGaulle
Suite F
New Orleans, LA 70131

1901 Highway 3125
Lutcher, LA 70071

238 Lafitte Street
Mandeville, LA. 70448-5825

1440 Canal Street, Suite 101
New Orleans, LA 70112

1620 Goodyear Blvd, Suite C
Picayune, Mississippi 39466

Name of Bank Bank Of Montgomery
Form of VerificationTeleCheck
Email from Bank

We use TeleCheck to verify new checking and savings accounts.

Types of Accounts OfferedPersonal checking, savings and business accounts
Locations

Main Branch
200 CADDO
PO Box 128
Montgomery, Louisiana 71454

14258 Highway 1
PO Box 219
Cloutierville, Louisiana 71416

352 Hwy 1 South
PO Box 7294
Natchitoches, Louisiana 71457

806 Second St.
P O Box 7294
Natchitoches, Louisiana 71457

Name of Bank Home Bank
Form of VerificationTeleCheck
Email from Bank

We do use TeleCheck.

Types of Accounts OfferedPersonal checking, savings, and business accounts
Locations

503 Kaliste Saloom Rd., Lafayette, LA 70508

523 Jefferson St., Lafayette, LA 70502

1020 Coolidge Blvd., Lafayette, LA, 70503

4202 Johnston St., Lafayette, LA 70503

5028 Ambassador Caffery, Lafayette, LA, 70508

1219 Albertsons Pkwy., Broussard, LA 70518

806 Veterans Dr., Carencro, LA 70520

5543 Cameron St., Scott, LA 70583

204 N. Parkerson Ave., Crowley, LA 70526

16969 Old Jefferson Hwy @ Highland Road, Baton Rouge, LA 70817

Coming Soon:
10563 S. Glenstone Place @ Bluebonnet, Baton Rouge, LA 70801

Name of Bank Bank of St. Francisville
Form of VerificationTeleCheck
Email from Bank

We use TeleCheck.

Types of Accounts OfferedPersonal checking, savings and business accounts
Name of Bank Bank Of Zachary
Form of VerificationTeleCheck
Email from Bank

For checking and savings accounts we use TeleCheck at this time.

Types of Accounts OfferedPersonal checking, savings and business accounts
Locations

4743 Main Street
Zachary, LA 70791

2100 Church Street
Zachary, LA 70791

13444 Hooper Road
Baton Rouge, LA 70818

Name of Bank State Bank and Trust
Form of VerificationTeleCheck
Email from Bank

We only use TeleCheck.

Types of Accounts OfferedPersonal checking, savings and business accounts
Locations

1614 South Bayou Drive
Golden Meadow, LA 70357

18100 East Main St.
Galliano, LA 70354

14904 West Main St.
Cut Off, LA 70345

11892 Hwy 308
Larose, LA 70373

4674 Highway 1
Mathews, LA 70375

Name of Bank Carter Federal Credit Union
Form of VerificationTeleCheck
Membership Information

If you live, work, worship or attend school, or are a business or other legal entity in Caddo, Bossier, Webster, Bienville, Claiborne, DeSoto or Red River Parishes, and Columbia or Lafayette Counties.

Email from Bank

We do use TeleCheck as part of the verification of establishing a checking account. They can and at times do pull credit but that is not initially used to make a final decision in opening an account.

Types of Accounts OfferedPersonal checking, savings and business accounts
Locations

6652 Youree Drive, Shreveport, LA

100 W. Church St. Springhill, LA

6885 Bert Kouns, Shreveport, LA

1204 Polk St., Mansfield, LA

918 Homer Road, Minden, LA

45 HWY 79 North, Magnolia, AR

Name of Bank Britton & Koontz Bank
Form of VerificationTeleCheck and a credit report
Email from Bank

For your protection all new account applications are verified by Equifax Financial Services.

Types of Accounts OfferedPersonal checking, savings and business accounts
Locations

Baton Rouge

Name of Bank Community Bank Of Louisiana
Form of VerificationID
Email from Bank

We do not need anything but your driver's license to open a new account. You can open a new account with as little as $50.00. Come by anytime and I will be happy to get your new account opened.

Types of Accounts OfferedPersonal checking, savings and business accounts
Name of Bank WoodForest Bank
Form of VerificationChexSystems and TeleCheck
Special Notes

2nd Chance account is $7.95 if you have direct deposit. $9.95 if you do not.

$25.00 one time debit card processing fee. There is a 15.00 monthly fee FOR A BUSINESS ACCOUNT.

However, in 6 months or less, the branch determines if you can move to a regular account or open a savings in addition to the second chance account, regular accounts, you can open immediately! (Complimentary overdraft) requiring no credit will kick in after 30 days. It is $500 for direct deposit or $300 without it.

ALSO! Phone and Online banking are immediate overnight and they're open 7 days! They are VERY friendly and nice to those reported to ChexSystems.

Email from Bank

Before you can open an account with Woodforest National Bank we do run TeleCheck and ChexSystems. If you have any unpaid closures reported by a merchant or another financial institution on either one of these reports you will only qualify for our Second Chance Checking account. You will be able to open an account with us as long as we are able to properly verify your identity and you do not have an unpaid charged off account with Woodforest National Bank.

Types of Accounts OfferedSecond chance checking
Name of Bank Barksdale Federal Credit Union
Form of VerificationChexSystems
Special Notes

Anyone can get a savings and some may qualify for second chance checking.

Membership Information

Live, work, worship, attend school or own a business in Bossier, Caddo, Webster, Rapides, Allen or Grant Parish.

Email from Bank

Yes, as long as the record with ChexSystems has been paid in full we do allow you to open a second chance checking account.

Types of Accounts OfferedPersonal savings and second chance checking accounts
Locations

2321 Airline Drive
Bossier City, LA 71111

3500 Jackson Street
Alexandria, LA 71303

700 Northgate Road
Bossier City, LA 71112

200 Main Street
Blanchard, LA 71009

106 Resident Street
Cotton Valley, La 71018

1995 N Pine Street
DeRidder, LA 70634

1560 East 70th Street
Shreveport, LA 71105

Bellrichard Avenue, Bldg. 825
P.O. Drawer 3913
Fort Polk, LA 71459-0913

1026 South First Street
Hodge, LA 71247

604 South Sixth Street
Leesville, LA 71446

9134 Mansfield Road
Shreveport, LA 71118

519 Market Street
Shreveport, LA 71101

1700 East Whatley Road
P.O. Box 956
Oakdale, LA 71463

1000 Airbase Rd.
Pollock, LA 71467

5490 Barksdale Blvd.
Bossier City, LA 71112

Name of Bank Shell New Orleans Federal Credit Union
Form of VerificationTeleCheck and Experian credit report
Membership Information

You can join if you...

Live in Jefferson or Orleans Parish or,

Work in Jefferson or Orleans Parish or,

Worship in Jefferson or Orleans Parish or,

Attend school in Jefferson or Orleans Parish

Email from Bank

In order to open a checking account with the credit union, we do pull TeleCheck and your credit report through Experian.

Types of Accounts OfferedPersonal checking and savings accounts
Locations

New Orleans

Name of Bank Hope Community Credit Union
Form of VerificationChexSystems
Special Notes

They do use ChexSystems but you can still get an account once you become a member. They do offer an account called Easy Checking for those reported to ChexSystems and those with a credit score of less than 600.

$9.95 a month if the balance of $200.00 is not maintained. FREE if balance of $200.00 is maintained.

Membership Information

See web site for membership information

Types of Accounts OfferedSecond chance checking
Locations

1726 O. C. Haley Boulevard (formerly Dryades)
New Orleans, LA 70

Name of Bank Main Street Financial Federal Credit Union
Form of VerificationTeleCheck
Membership Information

People who live, work, worship, or attend school in Livingston, Calcasieu or Cameron Parishes.

Email from Bank

I called and verified that they only use TeleCheck.

Types of Accounts OfferedPersonal checking, savings and business accounts
Name of Bank Crescent Bank and Trust
Form of VerificationTeleCheck
Special Notes

I called and verified they do use TeleCheck and not ChexSystems or a credit report.

Types of Accounts OfferedPersonal checking, savings and business accounts
Locations

Metairie - Veterans Branch
1000 Veterans Memorial Blvd
Suite 100
Metairie, LA 70005

New Orleans - Main Deposit Branch
1100 Poydras Street
Suite 100
New Orleans, LA 70163

Name of Bank Calcasiesu Federal Employee Credit Union
Form of VerificationTeleCheck
Membership Information

To become a member of Calcasieu Federal Employees Credit Union, you must be a federal / military employee, or retiree thereof, working or living in the parish of Allen, Beauregard, Calcasieu, Cameron or Vernon Parish in the 706 zip code; or you must be an employee, or retiree, of the Cameron Parish School Board.

Email from Bank

To answer your question, yes we do use TeleCheck when opening a checking account, not savings account.

Types of Accounts OfferedPersonal checking and savings accounts
Name of Bank Fidelity Homestead Savings Bank
Form of VerificationTeleCheck
Types of Accounts OfferedPersonal checking, savings and business accounts
Name of Bank KeyPoint
Form of VerificationTeleCheck and a credit report
Membership Information

KeyPoint Federal Credit Union operates under a Community Charter, which means that anyone who lives, works, worships, attends school in, or does business in East Baton Rouge, West Baton Rouge, Ascension, and Livingston Parishes is eligible to join.

Types of Accounts OfferedPersonal checking and savings accounts
Name of Bank WESLA Federal Credit Union
Form of VerificationTeleCheck
Membership Information

Live, Work or Worship in Caddo or Bossier Parish.

Email from Bank

We use TeleCheck.

Types of Accounts OfferedPersonal checking, savings and business accounts

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