Non ChexSystems Banks & Credit Unions in Massachusetts

Non-ChexSystems Bank Account at BBVA Compass is Available in Massachusetts!

Listed in ChexSystems or have bad credit? BBVA Compass approves customers in ChexSystems for their ClearChoice Money Market bank account.


Account Benefits
Not a ChexSystems Bank

Unlike most other banks and credit unions, BBVA does not run ChexSystems for customer verification.

Easy, Convenient Online Banking

Keep an eye on your accounts, transfer money and pay your bills with free online banking.

Pay Your Bills On Time the Easy Way

Never miss another bill payment again. With free bill pay online, you can schedule one-time or recurring payments to individuals or businesses.

Free ATMs

No ATM transaction fee for withdrawals and deposits at BBVA ATMs.

 

Right now, a guaranteed bank account at BBVA is the only trusted option for customers listed in ChexSystems or looking for a second chance bank account. With a high approval rate and excellent features and conditions, this is a fantastic opportunity to rebuild your credit.

Local Banking Options

Following is the web’s most comprehensive list of banks and credit unions in Massachusetts which do not use ChexSystems and which may approve you for a bank account.

Please note that any unsuccessful attempt to open an account may have a negative impact on your credit history and score.

To avoid this, please check if our proven, guaranteed approval solution is available in your area (listed above).

This list also contains email responses from banks as well as applicants’ personal experiences and comments. This page is updated regularly, so please consider adding it to your bookmarks.

Name of Bank My Mutual Bank
Form of VerificationID
Email from Bank

In response to your inquiry, Mutual Bank does not use ChexSystems or pull a credit report when opening a new checking or savings account. All that we require is a current state issued ID to open a new account.

Types of Accounts OfferedPersonal checking, savings and business accounts
Locations

656 Crescent Street
Brockton, MA 02302

777 Belmont Street
Brockton, MA 02301

74 Main Street
Carver, MA 02330

668 Main Street
Falmouth, MA 02540

336 Plymouth Street
Halifax, MA 02338

430 Liberty Street (Shaw's Plaza)
Hanson, MA 02341

2 Pilgrim Hill Road
Plymouth, MA 02360

570 Washington Street
Whitman, MA 02382

Name of Bank Bank Of Fall River
Form of VerificationChexSystems
Special Notes

If report is paid and does not show fraud, they will approve.

Email from Bank

Yes, we will allow an account as long as there is proof that you have paid any outstanding debts.

Types of Accounts OfferedPersonal checking, savings and business accounts
Locations

Fall River, Dighton, Fairhaven.

Name of Bank First Citizens
Form of VerificationChexSystems
Special Notes

As long as the debt is paid and the report does not show fraud, they will open an account.

Email from Bank

Yes, as long as it is paid we will open an account for you.

Types of Accounts OfferedPersonal checking, savings, and business accounts
Name of Bank Rockland Trust
Form of VerificationChexSystems
Special Notes

As long as the debt is paid and the report does not show fraud, they will open an account.

Email from Bank

You may apply for a Rockland Trust checking/savings account at any time. If you have proof of payment you may want to bring it with you when you apply for your account. At the time of the account opening we will run your information through ChexSystems again and should see that the debt has been paid.

Types of Accounts OfferedPersonal checking, savings and business accounts
Name of Bank Milbury Savings Bank
Form of VerificationID
Email from Bank

We do not use either of those systems. However, we do use a separate system for ID verification. We use a system called Holmes Information Systems. We use it to enter a SS# and it verifies the names and addresses for that social. It is not a credit check.

Types of Accounts OfferedPersonal checking, savings and business accounts
Locations

109 Elm Street
Millbury, MA 01527

Route 146 & Boria Lane
Millbury, MA 01527

Name of Bank Rollstone Bank & Trust
Form of VerificationID
Special Notes

They do not use ChexSystems or a credit report.

Email from Bank

We do not use ChexSystems or a credit report.

Types of Accounts OfferedPersonal checking, savings and business checking
Locations

780 Main Street
Fitchburg, MA 01420

486 John Fitch Highway
Fitchburg, MA 01420

529 Electric Avenue, Parkhill Plaza
Fitchburg, MA 01420

9 Sack Boulevard
Leominster, MA 01453

721 Central Street
Leominster, MA 01453

Route 110, 283 Ayer Road
Harvard, MA 01451

225 Main Street
Townsend, MA 01469

Name of Bank Cambridge Savings Bank
Form of VerificationTelecheck and a credit report
Email from Bank

In response to your inquiry, we will run a credit report, and possibly use TeleCheck, as well, when opening a new checking or savings account.

Types of Accounts OfferedPersonal checking, savings and business accounts
Name of Bank Greylock Federal Credit Union
Form of VerificationNot ChexSystems
Membership Information

Membership in the Credit Union is open to anyone who lives, works, worships, attends school, or regularly conducts business in Berkshire County, Massachusetts.

Email from Bank

When opening a new account at Greylock we do not pull a Credit Report unless you are applying for a loan. However, we do run your information through a database to verify name, address, Social Security number before opening a new membership.

Types of Accounts OfferedPersonal checking and savings accounts
Name of Bank Webster Bank
Form of VerificationChexSystems
Special Notes

Second chance checking… they have an account and it comes with a VISA debit card.

It cost $16.95 a month or $11.95 with Direct deposit.

Types of Accounts OfferedSecond chance checking

  • Lisa

    [Comment awaiting moderation]

More Non-ChexSystems Banks in the U.S.

Select your state for a detailed list of local options

Look no further! Free checking account at BBVA Compass is available in Massachusetts. Guaranteed approval even if you're on ChexSystems! Learn More & Apply Online