Non ChexSystems Banks & Credit Unions in New Hampshire

Non-ChexSystems Bank Account at BBVA Compass is Available in New Hampshire!

Listed in ChexSystems or have bad credit? BBVA Compass approves customers in ChexSystems for their ClearChoice Money Market bank account.


Account Benefits
Not a ChexSystems Bank

Unlike most other banks and credit unions, BBVA does not run ChexSystems for customer verification.

Easy, Convenient Online Banking

Keep an eye on your accounts, transfer money and pay your bills with free online banking.

Pay Your Bills On Time the Easy Way

Never miss another bill payment again. With free bill pay online, you can schedule one-time or recurring payments to individuals or businesses.

Free ATMs

No ATM transaction fee for withdrawals and deposits at BBVA ATMs.

 

Right now, a guaranteed bank account at BBVA is the only trusted option for customers listed in ChexSystems or looking for a second chance bank account. With a high approval rate and excellent features and conditions, this is a fantastic opportunity to rebuild your credit.

Local Banking Options

Following is the web’s most comprehensive list of banks and credit unions in New Hampshire which do not use ChexSystems and which may approve you for a bank account.

Please note that any unsuccessful attempt to open an account may have a negative impact on your credit history and score.

To avoid this, please check if our proven, guaranteed approval solution is available in your area (listed above).

This list also contains email responses from banks as well as applicants’ personal experiences and comments. This page is updated regularly, so please consider adding it to your bookmarks.

Name of Bank Northern Lights Federal Credit Union
Form of VerificationChexSystems
Special Notes

USE CHEXSYSTEMS BUT ANYONE CAN GET A SAVINGS ACCOUNT.

Membership Information

Persons who reside or work in the towns of Dalton, Lancaster, Littleton, or Whitefield, New Hampshire.

Email from Bank

You can still open a savings account with us, but according to our checking policy we consider both the ChexSystems report along with your credit report.

Types of Accounts OfferedSavings possibly, checking if no debt is owed to the reporting bank and fraud is not indicated on the report.
Locations

Littleton

Name of Bank Granite State Credit Union
Form of VerificationChexSystems
Special Notes

Should only have one bank reporting, not show fraud and be paid in full.

Membership Information

Membership is open to anyone who lives or works in New Hampshire. Family members and relatives of current Credit Union members are also welcome to join.

Email from Bank

As long as it comes up that it is paid in full and reporting no other losses then you should be all set however we will need to review all of your information to be sure. We would do all of this at the time you come in to open the account.

Types of Accounts OfferedPersonal checking, savings and business accounts
Locations

Amherst, Candia, Concord, Hudson, Manchester, Nashua, Seabrook

They also participate in shared branching.

Name of Bank Bellwether Community Credit Union
Form of VerificationChexSystems
Special Notes

If your ChexSystems report does not indicate fraud, and there are only one or two reports that show as paid, you can get an account here.

Membership Information

Anyone who lives or works in the state of NH.

Email from Bank

If we have proof that, that particular bank has been paid and that there is not a balance left then yes we can open a checking account.

Types of Accounts OfferedPersonal checking and savings accounts
Locations

Manchester and Nashau

Name of Bank Cheshire County Federal Credit Union
Form of VerificationChexSystems
Special Notes

ChexSystems report should not indicated fraud, it should be paid and there should only be 1 or 2 accounts for best results.

Membership Information

Anyone who lives, works, or worships in Cheshire County.

Email from Bank

As long as ChexSystems states that you have paid in full or you have a written receipt showing that, yes you can get an account.

Types of Accounts OfferedPersonal checking and savings account
Locations

143 Marlboro Street
Keene, NH 03431

Name of Bank Triangle Credit Union
Form of VerificationChexSystems
Special Notes

They use E-funds (ChexSystems) but if it is paid in full and does not indicate fraud you can get an account.

Membership Information

At Triangle Credit Union, anyone from the five (5) southern counties of New Hampshire:

  • New Hampshire
  • Hillsborough
  • Rockingham
  • Cheshire
  • Merrimack
  • Belknap
Email from Bank

When you open a membership with us we do E-Funds and Credit Report. If there are any unpaid debits that E-funds shows they would have to be paid prior to opening an account with us.

Types of Accounts OfferedPersonal checking, savings and business accounts
Locations

Manchester, Nashua, Amherst.

Name of Bank Rockland Trust
Form of VerificationChexSystems
Special Notes

As long as the debt is paid and the report does not show fraud, they will open an account.

Email from Bank

You may apply for a Rockland Trust checking/savings account at any time. If you have proof of payment you may want to bring it with you when you apply for your account. At the time of the account opening we will run your information through ChexSystems again and should see that the debt has been paid.

Types of Accounts OfferedPersonal checking, savings and business accounts
Name of Bank Members First Credit Union
Form of VerificationChexSystems
Special Notes

Report must not indicate fraud and must be paid.

Membership Information

Anyone that lives or works within a 25-mile radius of a Members First location is eligible for membership. Relatives of Members First Credit Union members are invited to join as well as businesses located within the 25-mile radius.

Email from Bank

We would need a letter from the reporting bank stating that all your accounts are in good standing or have been paid. Once we receive that and verify that you are within eligibility requirements, we would be able to open an account.

Types of Accounts OfferedPersonal checking and savings accounts
Locations

44 Bridge St
Manchester, NH 03101

200 Union St
Manchester, NH 03103

886 Central St
Franklin, NH 03235

Name of Bank SeaCoast Credit Union
Form of VerificationChexSystems
Special Notes

Report must not indicate fraud and must be paid.

Membership Information

They offer an expanded the field of membership to anyone living or working within 25 miles of a Seacoast Credit Union branch.

Email from Bank

As long as you have the receipt showing that it is paid. Otherwise we would need a letter from that institution confirming that the debt was paid in full.

Types of Accounts OfferedPersonal checking and savings
Locations

887 Lafayette Road
Hampton, NH 03842-0120

109 Epping Rd
P.O. Box 1027
Exeter, NH 03833

Name of Bank Guardian Angels Credit Union
Form of VerificationCredit report
Membership Information

Guardian Angel Credit Union is a community chartered credit union. Anyone who lives/works within a 50 mile radius (in NH) of Berlin NH is eligible for membership.

Email from Bank

Yes we do run credit reports for checking accounts but not for savings accounts. You do need to live within 50 mile radius of the credit union to become a member.

Types of Accounts OfferedPersonal checking and savings accounts
Locations

200 Coos St., Berlin, NH

148 Main St. Lancaster NH

Name of Bank Upper Valley Credit Union
Form of VerificationChexSystems
Special Notes

Report must not indicate fraud and must be paid.

Membership Information

Upper Valley Credit Union is open to all individuals, businesses and organizations that live, work or are located within a 25 mile radius of our Lebanon, NH office.

Email from Bank

Yes, as long as either it has been reported paid or you have a letter from the institution we will open an account for you.

Types of Accounts OfferedPersonal checking, savings and business accounts

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